Disaster Assistance Loans – Western QLD Surface Trough, Rainfall and Flooding (Primary Producers)

About this grant

This program provides low-interest loans to primary producers whose assets have been significantly damaged by the Western Queensland Surface Trough and Associated Rainfall and Flooding, 21 March – 19 May 2025.

Eligibility requirements

All of the following criteria must be met:

• Queensland primary producers impacted by the western queensland surface trough and associated rainfall and flooding, 21 march – 19 may 2025.
• Meeting carry-on requirements (including re-planting, restoring or re-establishing areas affected by the disaster event), purchasing sustenance, essential property operations or paying rent and rates.
• Have sustained substantial damage to buildings, plant, equipment or stock as a result of the disaster
• Be a primary producer in queensland
• Have a property located in a 'defined disaster area'
• Provide adequate security for the loan
• Be able to demonstrate the ongoing viability of the primary production enterprise
• Have taken reasonable precautions to avoid loss or damage from a disaster, such as having adequate insurance.
• Primary producers significantly affected by an eligible disaster, but not located in a defined disaster area, may be eligible to apply for assistance as an 'individually disaster-stricken enterprise'.
• Temporary financial relief for critical mineral projects in nsw
• Support for aboriginal and torres strait islander businesses in qld

What the funding covers

• Low-interest loans of up to $5 million.

How to apply

1. 1Confirm readiness: Ensure you meet criteria (e.g., ABN, turnover limits, GST registration), align project objectives with grant goals, and estimate time for evidence gathering and writing.
2. 2Gather evidence: Collect documents like financials, business plans, market research, project budgets, resumes, risk analysis, and support letters to prove capability and impact.
3. 3Register/log in: Obtain an Australian Business Number (ABN) if needed, sign into the relevant portal (e.g., Business Grants Hub portal), and note any prerequisites like advisory service reports.
4. 4Prepare and write application: Address all selection criteria clearly (project details, government alignment, costs, outcomes, benefits); keep concise, factual, and compelling; validate for completeness.
5. 5Review, approve, and submit: Proofread, get stakeholder sign-off, submit online via the portal before deadline (no late entries); expect eligibility check, merit assessment, and outcome notification.
6. 6Visit https://business.gov.au/grants-and-programs/disaster-assistance-loans-western-qld-surface-trough-rainfall-and-flooding-primary-producers for application details

Application tips